Our Approach
Your personal and professional finances are deeply connected — and thoughtful planning is essential to protect both. Bickling Financial Services helps you manage cash flow, evaluate retirement plan options for yourself and your employees, and build tax-efficient strategies that support long-term growth.
Core Financial Services for Business Owners
RETIREMENT & EMPLOYEE BENEFITS MANAGEMENT
SEP IRAs, SIMPLE IRAs, and 401(k) plans for employees
Health benefit programs and financial wellness solutions
Attracting and retaining talent through tailored retirement packages
TAX PLANNING & COMPLIANCE
Strategies to help minimize tax liability
Guidance on deductions, credits, and entity structure
Support for privacy, compliance, and risk oversight
SUCCESSION & EXIT PLANNING
Planning for sale, merger, or transfer of ownership
Valuation and wealth transition strategies
Legacy planning to pass on the business to the next generation
WEALTH & ESTATE PLANNING
Protecting personal finances tied to the business
Estate planning (wills, trusts, legacy strategies)
Coordinating personal and business wealth management
Why it Matters
CASH FLOW & STABILITY
Financial planning provides budgets, forecasts, and cash flow analysis to keep operations running smoothly. Without it, businesses risk liquidity problems that could potentially derail growth.
GROWTH & OPPORTUNITY
A plan helps identify when to expand, invest, or acquire. Owners can measure progress toward goals and allocate resources effectively.
RISK MANAGEMENT
Business owners are often asset-rich but cash-poor, with wealth tied up in their companies. Financial planning helps protect against downturns, liability risks, and unexpected expenses.
TAX OPTIMIZATION
Proper planning helps reduce tax burdens through entity structuring, deductions, and credits. This helps ensure more capital stays in the business for reinvestment.
SUCCESSION & EXIT STRATEGY
Planning prepares owners for mergers, acquisitions, or sales, which can help increase business value. It can also mean a smoother wealth transfer and legacy protection.
RESILIENCE & ADAPTABILITY
A financial plan helps businesses navigate uncertainties like market shifts or economic downturns, increasing the chances for long-term sustainability.
LEXINGTON MAIN OFFICE
35 Bedford Street Suite 15
Lexington, MA 02420
Office: (781) 862-9792
Fax: (781) 674-2545
LYNNFIELD OFFICE
SOUTH EASTON OFFICE
45 Bristol Drive, Suite 101
South Easton, MA 02375
Office: (508) 230-3588
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Hightower Advisors, LLC is an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Securities offered through Hightower Securities, LLC, Member FINRA/SIPC. brokercheck.finra.org